Your Break-Even Point Moved in 2026. Do You Know Where It Is Now?
Wages up 4.75%, fuel excise restored, insurance up, cash rate at 4.35%. Every one of those moved your break-even. Most owners are working from a 2023 number.
Wages up 4.75%, fuel excise restored, insurance up, cash rate at 4.35%. Every one of those moved your break-even. Most owners are working from a 2023 number.
Around 70% of Australian sole traders and micro-businesses earn under $75,000. Many earn below minimum wage from businesses they own outright.
Some clients cost more to serve than they pay. Here is how to identify them properly, and three ways to exit that leave the relationship intact.
Pricing is the highest-return lever available to an Australian business and the least used. This is the whole discipline — the arithmetic, the psychology, and where to start.
Redundancy is the most common first move under pressure and one of the most value-destructive. Five levers to work through first, with the arithmetic on each.
Most owners know their overall margin. Almost none know it by product, service or client. That single gap is why cost-cutting so often hits the wrong thing.
Australian customers are hyper-aware of price rises in 2026. That makes how you raise them matter more than whether you do. Segmentation, timing, and three scripts you can send.
On a $1m business at 10% net margin, a 5% price rise adds $50,000 to profit. A 10% cut to discretionary costs adds about $15,000. Same business, same year, three times the result.
When it gets tight, 44% of Australian small businesses say letting someone go is their first move — ahead of trimming products, cutting software, or touching price. Here is what that costs, and what the national data says it has already done to the sector.
Most Australian businesses work the profit levers in almost exactly the wrong order. Here is the hierarchy, ranked by impact per unit of effort — and the evidence that the market has it inverted.