Contractor vs Employee: The True Cost and the Real Risk
The headline rate comparison misleads in both directions. Full cost both ways, plus the sham contracting exposure most owners underestimate.
The headline rate comparison misleads in both directions. Full cost both ways, plus the sham contracting exposure most owners underestimate.
NSW $1.2m at 5.45%. VIC $1m at 4.85% with a phase-out. QLD $1.3m at 4.75%. Here is what crossing the threshold costs, and the grouping trap that catches people out.
A practical checklist for the Payday Super change: payroll setup, clearing house migration, the seven-business-day rule and the cash buffer you actually need.
Every date in FY27 that changes what your business pays. Written for owners rather than accountants, and updated as legislation moves.