Superannuation Guarantee at 12%: The Full Cost Picture for 2026-27
The SG rate hit its legislated ceiling on 1 July 2025. The rate is done rising — but Payday Super changed the timing, which matters more for cash than the rate does.
Tag: employers
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Five Things to Do Before You Make Someone Redundant
Redundancy is the most common first move under pressure and one of the most value-destructive. Five levers to work through first, with the arithmetic on each.
The 2026-27 Award Increase: What +4.75% Actually Costs You
Award rates rose 4.75% and the minimum wage 5.97% to $26.44/hr from 1 July 2026. The headline percentage understates the real cost by roughly a third.
Payday Super: The $124,000 Working Capital Hole Nobody Budgeted For
Payday Super started 1 July 2026. Research puts the average Australian SME’s additional working capital requirement at over $124,000 — and 68% of businesses had made no preparation at all.
Australian Business Compliance Calendar 2026-27 (Every Deadline That Costs You Money)
Every date in FY27 that changes what your business pays. Written for owners rather than accountants, and updated as legislation moves.