Contractor vs Employee: The True Cost and the Real Risk
The headline rate comparison misleads in both directions. Full cost both ways, plus the sham contracting exposure most owners underestimate.
Tag: employment costs
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Payroll Tax Thresholds by State 2026-27: When It Starts Costing You
NSW $1.2m at 5.45%. VIC $1m at 4.85% with a phase-out. QLD $1.3m at 4.75%. Here is what crossing the threshold costs, and the grouping trap that catches people out.
Can You Afford to Hire? The Number That Actually Answers It
The 1–4 employee segment lost nearly 39,000 Australian businesses since 2021-22. The hire decision is the defining question in small business right now. Here is how to answer it.
The True Cost of an Employee in Australia (2026-27)
Base wage is roughly 70% of what an employee actually costs. Here is the full stack for 2026-27, with the multiplier by state.