Superannuation Guarantee at 12%: The Full Cost Picture for 2026-27
The SG rate hit its legislated ceiling on 1 July 2025. The rate is done rising — but Payday Super changed the timing, which matters more for cash than the rate does.
Tag: superannuation
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The True Cost of an Employee in Australia (2026-27)
Base wage is roughly 70% of what an employee actually costs. Here is the full stack for 2026-27, with the multiplier by state.
Payday Super Readiness Checklist for Australian Employers
A practical checklist for the Payday Super change: payroll setup, clearing house migration, the seven-business-day rule and the cash buffer you actually need.
Payday Super: The $124,000 Working Capital Hole Nobody Budgeted For
Payday Super started 1 July 2026. Research puts the average Australian SME’s additional working capital requirement at over $124,000 — and 68% of businesses had made no preparation at all.