Why Your Business Insurance Premium Went Up 60% (And What To Do)
Some Australian small business premiums are up 60% since 2019. Here is what is driving it, and what actually moves a premium at renewal.
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58% of Australian Businesses Shop Their Utilities. Here Is How to Do It Properly
More than half of Australian SME owners shop utilities annually — the one systematic cost behaviour in the market. Most still do it badly.
Supplier Renegotiation: What to Say, and When to Say It
Most businesses accept supplier increases without a conversation. Here are the four leverage points you actually have, and the scripts to use them.
Can You Afford to Hire? The Number That Actually Answers It
The 1–4 employee segment lost nearly 39,000 Australian businesses since 2021-22. The hire decision is the defining question in small business right now. Here is how to answer it.
Systemising a Business So It Runs Without You
31.7% of Australian business owners have never taken a full week off. Documented systems are the only route out — and most owners start in the wrong place.
The True Cost of an Employee in Australia (2026-27)
Base wage is roughly 70% of what an employee actually costs. Here is the full stack for 2026-27, with the multiplier by state.
How to Fire an Unprofitable Client (Without Damaging Your Reputation)
Some clients cost more to serve than they pay. Here is how to identify them properly, and three ways to exit that leave the relationship intact.
Pricing for Profit: The Australian Business Owner’s Guide
Pricing is the highest-return lever available to an Australian business and the least used. This is the whole discipline — the arithmetic, the psychology, and where to start.
Professional Services: Getting Off the Hourly Rate
Hourly billing caps your income at your capacity and punishes you for getting faster. Three alternatives and how to transition without losing clients.
Retail Margin Compression: Where the Money Is Actually Going
Australian retail is squeezed from three directions at once. Here is how to find margin without reaching for the discount lever that caused half the problem.