Why Australian Builders Go Under With a Full Order Book
Construction is the largest single contributor to Australian insolvencies. The cause is almost never a lack of work. It is fixed-price exposure meeting cash timing, and both got worse in 2026.
Construction is the largest single contributor to Australian insolvencies. The cause is almost never a lack of work. It is fixed-price exposure meeting cash timing, and both got worse in 2026.
Adoption is broad but shallow. Australian businesses report time saved and almost no profit gain — because the time is being reabsorbed, not converted. Here is how to close the gap.
Small businesses received the largest Default Market Offer cut of any customer class. Most sit on a standing offer and will never see a cent of it.
Between 25 and 30% of software licences go unused. On a $50,000 software budget that is up to $15,000 a year, recoverable in an afternoon with a bank statement and a filter.
The general interest charge runs at around 10.96% a year, compounds daily, and stopped being tax-deductible on 1 July 2025. Australian small business owes $35.9 billion of it.
Business counts, cost movements, insolvency, tax debt, payment times, AI adoption and productivity — every figure with its source, period and a link. Updated as new data lands.
Australian business costs rose 24.6% since March 2020. This is what actually moved, by how much, and the order to attack it in — with the honest limits of cost-cutting.
On a $1m business at 10% net margin, a 5% price rise adds $50,000 to profit. A 10% cut to discretionary costs adds about $15,000. Same business, same year, three times the result.
Award rates rose 4.75% and the minimum wage 5.97% to $26.44/hr from 1 July 2026. The headline percentage understates the real cost by roughly a third.
A practical checklist for the Payday Super change: payroll setup, clearing house migration, the seven-business-day rule and the cash buffer you actually need.